November 8, 2008
No Credit Offers?
Have you noticed over the past month of so, that you haven’t been receiving any credit card offers in the mail? They usually just end up in the shredder anyway, but sometimes I can really use them for a great transfer offer. The other day while sorting through bills and junk mail, it hit me – that was all there was.
Banks are not lending money and neither are credit card companies. As you know everything is at a standstill and until the bailout trickles down to you, there is no money/credit to offer.
iMerchant Advance is an excellent option. Even when banks are handing out business loans, a merchant cash advance can be a great option. With our no-interest advances, flexible paybacks and no need to fill out loan applications, merchant advances are a popular choice. The advance can be used for any business-related reason: payroll, expansion, equiptment etc.
For more info visit www.imerchantadvance.com or call 888.838.6006
November 3, 2008
Election 2008 – Who’s On Your Side?
Well, in about 48 hours we’ll know who our next president is. I can’t say I’m on pins and needles, but honestly, it will just be nice to have the whole thing over with. You can only have two people making themselves look far better that they actually are, for so long. As I mentioned in my post on 10/20, we all want to know how the election turnout will effect us as individuals and business owners. How it effects what you consider dear to you.
In an articlereleased today, economics writer, Christopher Rugaber, breaks down the pros and cons of each candidate’s plan to benefit or limit particular industries. While both candidates want to support alternative energy source funding, stem cell research and biotech generics, they disagree on labor union organization and a slew of other defining factors.
Business owners making over 250K stand to face higher taxes under Obama and could very realistically face serious financial setbacks. In light of what we are facing as business owners in this economy, are you ready to cry “uncle” yet? What will set you apart from failing businesses around you? Innovation.
Whether I agree with Obama’s politics of not, you cannot knowck him for his incredible innovative methods to reach the American public. While watching one of his endorsed commercials, an icon appeared on my TV screen to “press” if interested in hearing more about his policies. Wow! Don’t know how much it cost him, but very innovative. Americans are lazy and it takes ZERO effort to press a button – so make it easy and gain a vote. Although he could probably pay off the national deficit with all the financial backing he received, because he has been intelligent enough (or his team is) to meet the American people where they are, he has gaining for himself an advantage that McCain never saw coming.
Again, regardless of who I cast my vote for, I have to tip my hat to innovation. As a business owner – a struggling one – meet the American consumer where they are – make it easy.
For funding made easy, consider a no-interest merchant cash advance with no set paybacks. Innovation. www.imerchantadvance.com 888.838.6006
October 31, 2008
Low-Cost Marketing
With a report out today that consumers have cut their spending the most since 1980, businesses are bracing for a slow holiday season. Americans are feeling the financial squeeze – and they’re not alone. As a small business owner, so are you.
If it’s any conciliation, you are not alone. While you want to do more than just keep afloat, you don’t have a lot of money to pour into it. Over at Small Business Trends blog, their post “12 Low-Cost Marketing Ideas” can point you in the right direction.
Not all the ideas were my style – but who cares – they may be yours. # 3 “Meeting your Customers Half-way” is a great place to start. It is practical and effective and I can appreciate it both as a business owner, but even more so as a consumer. Think about what speaks to you, what makes you open your wallet as a buyer and apply it as a business owner.
Another suggestion, YouTube. If you haven’t visited – you need to. It is a great place to advertise your business and explain your products/services in a down-to-earth environment. Whenever I want more info on a product or a “how-to,” I head there. It’s easy, cheap and effective.
Take a look.
For comfortable funding options, visit iMerchant Advance about a merchant cash advance or give us a call @ 888.838.6006. Contact us about no-interest funding with flexible paybacks that fluctuate with your business; not locking you into unrealistic payment plans.
October 24, 2008
3 Problems, 3 Answers
I can’t take away all your problems. If I could this would be the most popular blog in cyber space. But I can direct you to answers for some of your greatest business-related problems:
1. Funding
While a traditional loan may be the only route that you have taken, it is still an answer for many. Today banks are even tighter than they were a month ago and it is nearly impossible to get more than $20 out of the bank, let alone 200K. On an average, nine out of ten business owners who would typically qualify for a bank loan, are being turned down in this market. A merchant cash advance may be the answer you’re looking for. A merchant advance is a no-interest, no-hassle, no-lengthly application approach to getting funds against future earnings and paying them back in a way that is convenient and comfortable for you.
2. Time:
As a business owner you usually needed money yesterday. A merchant cash advance can get you the money you need in 7 days to be used for any business-related need: payroll, rent, expansion, machinery etc. There is no need to fill out lengthly loan applications, business plans and to wait 30-45 days to be told “no.” After filling out a simple application, you can receive your funds in a fast as 7 days.
3. Re-payment:
Unlike the pressures of a traditional loan, a merchant cash advance is paid back at the pace of your company’s production. Instead of being strapped by payments compounded by accumulating interest, a percentage of your credit/debit transactions go directly to paying down your advance. During a good month, your advance is paid back more quickly, a slow month at a slower rate. Your balance is always decreasing and NEVER increases due to interest – there is none.
Whether a traditional loan or a merchant advance better fits your business needs, we at iMerchant Advance are prepared to direct you. For more information about a no-interest cash advance visit our site @ www.imerchantadvance.com or call 888.838.6006.
